In principle, the chances of obtaining a loan are the same for both genders. Nevertheless, female founders and young female entrepreneurs apply for bank loans less frequently than men.
"The reason for this is that women are more likely to expect that their loan application will be rejected," explains Dr Rosemarie Kay in her article "Gender-specific differences in start-up financing" for the recently published anthology "Women Starting Businesses: Successes, Challenges, Research, Support".
